Every facet of a Muslim's life should be governed by the Shariah guidelines. Investing is no different. The methods and ways employed by a Muslim to multiply his income must be in accordance with the set principles and values under Shariah.
Islam lays down very clear principles relating to finance, business and transactions. In order to earn a halal income, a Muslim must not go against the Islamic injunctions. If any of the Islamic principles or injunctions are violated, the income might become haram.
It is the duty of every Muslim to safeguard against haram earnings. One of the biggest Shariah violations that Muslims must safeguard against is Riba or Usury. The Quran and ahadeeth state in no uncertain terms the impermissibility of consuming Riba or having any sort of involvement in interest based transactions.
Due to the magnitude of the sin, any sensible and God-fearing Muslim will try to stay away from riba. InCoCiAr started with the aim of providing muslims with an opportunity to grow their wealth while avoiding the cursed Riba.
Besides riba, there are other prohibitions in Islam which Muslims should be mindful of. They cannot invest in businesses which earn their income through haram means. This means companies associated with pork, alcohol, weapons for illegal activities, gambling, abusive drugs, etc are also off limits for Muslims. This may seem like Muslims are left with limited options when it comes to investing. But when we strictly adhere to the commands of Allah, our wealth will be blessed and Allah will open doors for us from places we never imagined! Allah will grant Barakah if we strive to keep our earnings clean and lawful.
Envisioning a Riba-Free World
It's the firm faith of the Muslim that in order to achieve success in this life and the hereafter and for the general benefit of society as a whole, all his transactions must be in accordance with the laws of the Almighty. We help him to do just that.
By staying away from the prohibitions underlined by Shariah and also paying the obligatory poor tax or Zakaah, thereby sharing our wealth with the less fortunate, we can ensure general goodness in and overall development of society. Incociar is a Riba free investment option in India. We do not have interest based transactions with our investors and neither do we encourage it. Period.
What is the best investment for Muslims?
The best investment plan for Muslims is something which is shariah compliant as well as financially viable. The investment should be safe and have the potential for high returns.
Our company does not deal in any of the above mentioned haram activities. Moreover we are involved in such business industries where the growth rate is very high. For these reasons, investing with us could be one of the best decisions you can take!
Incociar welcomes people of all pocket sizes, for a long-term shariah compliant partnership and good returns . Our investment plans are among the best halal investment options for Indians.
Ethical Investing for Muslims
Any ethical and Shariah compliant investment plan contains both risks and returns associated with financial transactions to all parties involved. This safeguards everyone involved as well as the entire society from frauds and scams. It is the duty of an individual to do his due diligence to ensure that the company and the plan he is investing in is ethical and socially responsible.
Do Your Part.
Choose Wisely.
Choose Us.
With limited ethical investment options in India, Incociar stands tall, bi-idhnillaah, when it comes to halal and riba free investing. We operate under the guidance of ulemas (Islamic shcolars). All our investment plans are checked and approved by one or more aalim. We are making all the efforts possible to become one of the best and most ethical companies to invest in India.
So, what are you waiting for?
Come, join us and see your money multiply with our Shariah compliant SIP (Structured Investment Plan) options in India.
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